Camping

This year for Canada Day weekend we went to Lake St. Peter, a tiny provincial park with only 65 sites. It's a 250km drive west of Ottawa, and it's quite close to the southern tip of Algonquin Park. Our group consisted of nine adults, two kids and a dog.


Of course the first thing to do once you've set up your campsite is acquire firewood, so the guys jumped in the van and started driving. There was surprisingly little nearby in the way of homes, and after following some back roads with absolutely no luck, we pulled in at the only house we encountered in miles. The owner was home and was more than happy to sell us a weekend's worth of firewood for a pittance. Mission accomplished!

Other than an attempted sputtering, there was no rain all weekend and we didn't even bother to put up a tarp over the site. The bugs were bad enough though. Carrie and I had bought a screen tent (and some other camping gear) off Kijiji a week earlier, and it was well worth the $15.


The beach was quite nice and not very busy.


The guys spent some time throwing around my new Aerobie (frisbee thing). Couple of things about this toy. First, the hole in the middle makes it not fall from tree tops very easily; a well-aimed kick with a soccer ball eventually coaxed it down. (If you zoom in you might see it up in the tree.)


Oh, and it floats about as well as I do. This thing catches the wind like you wouldn't believe; we spent a considerable amount of time searching and snorkelling... good thing it's fluorescent pink!

The kiddies were pretty good. (Twice as many as last year... I'm afraid this increase may become a trend.) The younger one was great, being not so mobile.

The older one must be getting a little too mature: I guess she wanted to try the whole makeup thing; it really works for her, eh?


We classed it up with the occasional cigar, but royally butchered the effort with the occasional Bud Light. Not sure how we fell for that; I hang my head in shame. Yes, I guess some of us really are beer snobs.

Daisy isn't though. Happy Canada Day!


What do you do when your cigar gets too short to hold? Get out the Leatherman, of course.


A couple of guys think fishing is cool, and a couple of others think having a cigar while watching others fish is cool, so the gents spent an evening checking out nearby lakes.

They even caught something...



...while we enjoyed the sunset with a stiff drink and a Costa Rican.



Well, I suppose that's it for camping this year. May there be much more camping in the years to come.

Good return on your money

I made over 60% in a recent investment. You can do 75%.

Sounds like a Ponzi scheme pitch, eh? Allow me to explain.

ING bank started a promotion recently that lets new clients open a bank account and receive a $50 bonus. A separate promotion allowed existing clients to refer new clients and receive a $25 bonus.

The only condition is that you have to deposit at least $100 initially. Available types of accounts include savings, TFSA, RSP and GIC. I'm not sure chequing accounts qualify, but who knows.



So I opened a savings account and put my $100 in. Almost immediately the $50 bonus went into my account. I also received a referral key so I could refer other new clients.

Next I (uh, I mean Carrie) opened a new account in her name, using my referral key. With her initial $100 and her $50 new client bonus, she had $150. My account received another $25 for having referred her.

The totals: $200 of our own money and $125 in bonuses. Not bad for a bunch of paperwork.

Here's the sad part (for me): the referral bonus has now doubled to $50. Not procrastinating cost me $25. Oh well.

All you need to do now is start some ING accounts. Just use my referral key (39513191S1) when applying for your account; on the enrolment form, change the provided promo code "Post50" to my number above. Start a savings account here or choose from more account types here.

Once you have an account, use your own referral key to make money by referring your spouse. Then you'll be $150 richer. Not sure if this works for kids, although there are other promotions for kids from time to time.

Since ING has no physical branches to visit, it may not be convenient for everyday banking, but it makes a great rainy savings fund. You can bank by mail (write cheques from your main bank), by linking it online with your main bank, or with a debit card (some ATMs are free to use, some aren't).

There you have it: free money! It's a great excuse to build that 3-month-wage emergency fund you've always been planning to start.